Paying Down Credit Card Debt

Instead of paying insurance for a year in advance, I've decided to begin paying off a credit card. The reason for this is, the interest rate on the credit card is much more than what we'll be saving on insurance. Right now the credit card I am wanting to pay off is not in use whatsoever. It's a closed account, so there will be no using the card for any reason.

The balance owed on the card is about $1200. I figure if I can knock out at least $100 or that amount in about 2 weeks, that's doing really good. This will all depend on whether or not I have enough work to keep me busy and also whether or not I'll have to make up any extra towards our house payment. I'll be posting updates and noting the amount being set aside for the credit card debt as much as I can. The way I figure it will take me about $12.50 a day extra to meet my goal. That's not bad at all! :D

If I find that the 12.50 can be easily made, I'll increase my goal for the two weeks after that. I am hoping to have that credit card paid off by December! In order to accomplish that, I'll need to make at least a $150 payment every two weeks. That's $18.75 a day. Not too bad, so we'll see what happens! I am very excited about doing this.

Another goal I need to be working on is buying a car so that I can pick up my kids without having to spend nearly $200 every trip. That's getting to be quite a bit! So I am going to see what I can do with the car goal as well.

Google Adsense Update

It's been another week since google adsense has shown profit for me and last week's $1.61 wasn't too bad at all. To be honest, I don't expect an insane amount of income using google adsense at the moment. The reason I don't is because I don't have millions of readers like John Chow or Shoemoney does. Yet, it's still great that I am getting some income from google adsense. What do you think? Do you use google adsense? If so, how much are you seeing a week?

The downside of When a Company Updates Their Policy

It's way too easy to get caught up in the excitement of getting paid through an ad blogging company. Unfortunately, there can be times when that company decides to update their policy and drop you like a hotcake because they feel like it. I have yet to be dropped by a company, but I did have one update their policy not too long ago. And to be honest, I'm not very pleased.

While I understand there has to be a boundary on what a blogger can and cannot except as far as ads, I don't think a company that they blog for should be allowed to choose who they can and cannot blog for. Let me explain.

A while back, I received a message from a company stating that if I took any outside positions that had been part of the company's ad clients in the past, I was automatically dismissed. Okay so I can understand that the company doesn't like competition. But here's my question that the company never bothered to answer. What happens if I've established a relationship with a client for paid ads that are not a part of that company and never have been, and then what happens if I recommended that client to that company because they were looking for more exposure.

The reason I asked that, was because I did exactly that! Now, am I going to get dropped like a hotcake from the company because I'm still working for that ad client outside of the company? I don't know and I certainly never got a response to my question. It kinda makes me wonder whether it's worth working for the company or not. Right now I'm not going to complain, simply because the pay I do get from them, helps keep food on the table and that's what's important.