October 6, 2008

The Disadvantage of Being Self-Employed


Unfortunately one of the disadvantages of being self-employed I have discovered, is that you're on your own when it comes to health and life insurance benefits. So lately I've been doing a lot of research on both.

The main reason is because I am still not able to get on my husband's insurance at this time. It seems that every time he calls, we're given a later month/date on when we can enroll me on his insurance. And without it, I am unable to be seen by a doctor unless I have big bucks.

So I've finally became fed up and I've been looking into things like term life insurance quotes and health quotes on my own. It's not easy and I've found than many insurance companies are very expensive! So until I can decide what is what and where I am going from here, I've changed my eating habits for the better and I'm still doing yoga!




2 comments:

  1. Yeah that's so true but you also have to watch out for those to good to be true carriers as well. Yes they are affordable but when you get Ill. That's when you "get what you pay for" well i hope what your looking soon cause its definitely better to be with it then to be without it.

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  2. You have a great point. We were actually finally able to get me on my husband's insurance at work. The only bad news is, it doesn't start until January of 2009

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